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Knowing which financial eggs are where
Knowing which financial eggs are where

If you’re a stock market junkie or perhaps even just a mildly active investor, you probably know. But if you shy away from 401(k) statements or sidestep making decisions about savings plans, you might not. And that might not be a wise thing these days.

Should cryptocurrency be in your portfolio?
Should cryptocurrency be in your portfolio?

A new investment category has emerged in the investing world over recent years: cryptocurrency. It started out as a financial experiment for digital enthusiasts and outfits with a penchant for new and untested investments. But now banks, investment companies, and other established financial institutions are beginning to add cryptocurrency to their asset base.Should an average investor follow suit?

Income tax diversification defined
Income tax diversification defined

If you’re saving and investing for retirement, you’re probably familiar with the concept of investment diversification: Combining different types of assets to balance your overall investment risk and return. This same principle can and should be applied to your income taxes.

Why? Tax diversification may allow you to structure withdrawals in retirement to potentially increase the amount of after-tax spendable income.

529 ABLE Accounts for People with Disabilities
529 ABLE Accounts for People with Disabilities

After having a child, our clients are often eager to begin saving for future college education expenses. For many parents, that means opening a 529 College Savings Plan. However, what should parents do when their child is born - or later diagnosed with - a disability severe enough to reduce the likelihood that he or she will attend college at all? Is there a way for those parents to save and provide for their child with a disability?

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6 Year-end tax-planning moves
6 Year-end tax-planning moves

Tax planning may well be a year-round job, but the fourth and final quarter of the year is where the rubber meets the road. This article will discuss strategies around tax-planning.

A Complete Financial Plan
A Complete Financial Plan

Planning for your finances is not something to be ignored, but why? And what does that look like? In this article we will outline why financial planning is important, what happens when planning is ignored, and what happens when planning is done well.

Federal Student Loan Repayment Strategy
Federal Student Loan Repayment Strategy

Every situation is unique, and it is important to have a repayment strategy in place. This article addresses a few key items to consider when developing a student loan repayment strategy.

Federal Student Loans - Those that are indifferent to whether you can afford to pay
Federal Student Loans - Those that are indifferent to whether you can afford to pay

Once an individual’s student loans are out of deferment and their grace periods are complete, they’re forced to begin making payments under a formal repayment plan. Repayment plans fall into two broad categories: (i) those that are indifferent to whether you can afford the payments, and (ii) “income-driven” plans that consider your earnings to try and keep the payments affordable.  

Federal Student Loans - income driven repayment plans
Federal Student Loans - income driven repayment plans

Once an individual’s student loans are out of deferment and their grace periods are complete, they’re forced to begin making payments under a formal repayment plan. Repayment plans fall into two broad categories: (i) those that are indifferent to whether you can afford the payments, and (ii) “income-driven” plans that consider your earnings to try and keep the payments affordable.  Today we are going to discuss the second category: “income-driven” plans that consider your earnings to try and keep the payments affordable.

How to shop for a mortgage
How to shop for a mortgage

Knowing how to shop for a mortgage is an important skill. It will not only help you get the loan you need to buy or refinance a home, but also help you feel confident about getting the right deal for your circumstances. Shopping for a mortgage can seem overwhelming. But by breaking down the process into several smaller steps, the task can be manageable and a home closing achievable.

Income tax diversification defined
Income tax diversification defined

If you’re saving and investing for retirement, you’re probably familiar with the concept of investment diversification: Combining different types of assets to balance your overall investment risk and return. This same principle can and should be applied to your income taxes.

Why? Tax diversification may allow you to structure withdrawals in retirement to potentially increase the amount of after-tax spendable income.

Inflation Shrinks Buying Power
Inflation Shrinks Buying Power

Traditionally, inflation is a silent headwind – we haven’t paid much attention to it, nor has it impacted our daily lives. However, given that we are writing history with today’s inflation and interest rates, this article is an attempt to explain inflation, its impacts on everyday consumers, and some practical suggestions for balancing cash flow in times of inflation.  

Is paying for long-term care part of your retirement plan?
Is paying for long-term care part of your retirement plan?

The doubling of the elderly population over the coming decades means a substantial increase in the number of people who will need long-term care. As the need for care increases, so too does the cost of services.

Knowing which financial eggs are where
Knowing which financial eggs are where

If you’re a stock market junkie or perhaps even just a mildly active investor, you probably know. But if you shy away from 401(k) statements or sidestep making decisions about savings plans, you might not. And that might not be a wise thing these days.

Markets and inflation: The cobra lesson
Markets and inflation: The cobra lesson

During the imperialist rule of India, the British government became frustrated with the number of cobras in Delhi. Why, they said, should a progressive city run by the most powerful nation (at the time) in the world be overrun by snakes? As any great society does, they quickly set their best minds on the problem.

Should cryptocurrency be in your portfolio?
Should cryptocurrency be in your portfolio?

A new investment category has emerged in the investing world over recent years: cryptocurrency. It started out as a financial experiment for digital enthusiasts and outfits with a penchant for new and untested investments. But now banks, investment companies, and other established financial institutions are beginning to add cryptocurrency to their asset base.Should an average investor follow suit?

Should you refinance student loans? Pros, cons, and advice
Should you refinance student loans? Pros, cons, and advice

Americans owed $1.59 trillion in student loans in the spring of 2022, according to data from the Federal Reserve Bank of New York. Students have taken on this debt for good reason: a bachelor’s degree can significantly boost one’s job prospects and earnings.

But if you don’t find the best way to repay your school loans, you could throw away thousands of dollars over the years.

Student Loan Updates
Student Loan Updates

As most know, the updated student loan news was announced recently. There is a lot of new information out there. We have done our best to unpack the information in a way that is easy to understand. This article will outline the updates made to COVID forbearance and the student loan forgiveness granted recently.

Switched jobs? Consider consolidating your retirement savings
Switched jobs? Consider consolidating your retirement savings

If you’ve changed jobs multiple times throughout your career, you’re not alone. According to the Bureau of Labor Statistics, baby boomers switched employers, on average, 12 times between ages 18 and 54.1

A new job might come with enticing perks, like raises, promotions, or a chance to grow your skills. If you were putting money aside in your former employer’s retirement plan, however, it also means figuring out what to do with your savings now that you’re working for a new employer. And if you’ve had a few jobs, you may have several retirement savings accounts in different places.

So what do you do with them?

Why have Donor Advise Funds risen in popularity?
Why have Donor Advise Funds risen in popularity?

Maximize charitable giving. Minimize tax burdens. Charitable giving is an important aspect of a healthy financial practice. When you give to charities, you want to do so in an efficient and impactful way. One resourceful way to do this is through donor-advised funds (DAF). Through DAFs, patrons are able to maximize charitable giving while also minimizing your tax burden.

The LongView Living Podcast

Managing Risk Through Diversification ft. John Prather, CFP® and Marcus Esposito, CFP®, ChFC®

January 31, 2023

Types of Advisors ft. Beau Hill, CFP® and Noah Douglas

January 24, 2023

Forecast Your Cash Flow After Match ft. Cooper Smith and John Jordan

January 17, 2023
Learn More

Managing Risk Through Diversification ft. John Prather, CFP® and Marcus Esposito, CFP®, ChFC®

January 31, 2023

Types of Advisors ft. Beau Hill, CFP® and Noah Douglas

January 24, 2023

Forecast Your Cash Flow After Match ft. Cooper Smith and John Jordan

January 17, 2023

Bubbles and Fads ft. Brian Levitt and Marcus Esposito, CFP®, ChFC®

January 10, 2023

Unwrapping Goals ft. Jerry Corless, CFP® and Cooper Smith

January 3, 2023

Developing Habits Early ft. Dr. Craig Moffett and Beau Hill, CFP®

December 27, 2022

A Gift of a Lifetime ft. Tim Sinks, CFP® and John Prather, CFP®

December 20, 2022

Tax Planning for 1099 Employees ft. Amanda Angle and Beau Hill

December 13, 2022

Income Driven Repayment Strategies ft. Beau Hill & Marcus Esposito, CFP®, ChFC®

December 6, 2022

Debt Management within the Context of a Comprehensive Financial Plan ft. Beau Hill and Marcus Esposito, CFP®, ChFC®

November 29, 2022

A Big Thanks: A Special Episode ft. Advisors of LongView Planning Partners

November 22, 2022

Tax Efficient Investing ft Regan Ryan, CFA® and John Prather, CFP®

November 15, 2022

Rolling Over Your 401(k) ft. Cooper Smith

November 8, 2022

Should I Buy a House in Today's Market? ft. Bryan Miller and Louis Holmes

November 1, 2022

Skeletons in Your Healthcare Employment Contract ft. Charles Key, JD and John Prather, CFP®

October 25, 2022

Is a Recession Looming? ft. Daken Vanderburg and John Prather, CFP

October 18, 2022

Donor Advised Funds ft. P.K. Thomas and Louis Holmes

October 11, 2022

Mindful Cashflow Planning ft. Cooper Smith

October 4, 2022

Own Occupation Disability Insurance: What is your risk tolerance relating to your income? ft. Andrew Stone and Cooper Smith

September 27, 2022

Inflation Shrinks Buying Power

September 20, 2022

A Complete Financial Plan

September 13, 2022

We're Launching a Podcast!

September 8, 2022

News

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